Privacy Policy
Last updated: December 2025
Overview
Lucent ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our iOS budgeting application.
In short: Your financial data belongs to you. We collect only what's necessary to provide the service, and we never sell your personal information.
Information We Collect
When you use Lucent, we may collect the following types of information:
- Account Information: Email address and authentication credentials when you create an account
- Financial Data: Budget names, categories, transaction amounts, dates, notes, and savings goals that you enter into the app
- Household Data: Information related to shared budgets and household membership when you use the household sharing feature
- Device Information: Basic device identifiers for cloud sync and troubleshooting purposes
- Usage Analytics: Anonymous usage statistics to help us improve the app (this can be disabled in settings)
How We Use Your Information
We use the information we collect to:
- Provide and maintain the Lucent service
- Sync your data across your devices
- Enable household sharing features
- Generate spending insights and analytics within the app
- Send important service-related notifications
- Improve and optimize the app experience
- Respond to customer support requests
Data Storage & Security
Your data is stored securely using industry-standard encryption and security practices. We use Supabase as our backend infrastructure, which provides:
- Encryption in transit (TLS/SSL)
- Encryption at rest
- Regular security audits
- SOC 2 Type II compliance
We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction.
Data Sharing
We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following limited circumstances:
- Household Members: Budget data is shared with other members of your household when you use the household sharing feature
- Service Providers: We use trusted third-party services (like Supabase for data storage) that are bound by confidentiality agreements
- Legal Requirements: When required by law or to protect our rights
Your Rights & Choices
You have control over your data:
- Access: You can view all your data within the app at any time
- Export: Export your transactions to CSV format
- Deletion: You can delete your account and all associated data at any time through the app settings
- Analytics Opt-out: Disable anonymous usage analytics in app settings
Children's Privacy
Lucent is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new Privacy Policy in the app and updating the "Last updated" date above.
Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us at: